What To Expect During A Bankruptcy Consultation 0
What is a bankruptcy consultation? The easiest answer is the consultation allows you to meet the attorney and hear what they do and what their bankruptcy attorney fees are. However, there is much more to a bankruptcy consultation and there are several things you should prepare yourself for prior to ever picking up a phone to schedule a consultation.
4 Things You Should Do Or Know Before You Receive A Consult
1) Bankruptcy consults should always be free and you should never be charged for the consult whether you pick the attorney or whether you decide to go with another attorney. Don’t let the attorney tell you that if you decide to go with them they will wrap your consult fees into your total cost.
2) You should know the basics of bankruptcy before you ever walk into an attorney’s office. The attorney’s job is to help you file but the ramifications for filing bankruptcy sole fall on your shoulders and you need to know what the basics are. You can find out the basics to bankruptcy by visiting the federal government websites and state websites and read about bankruptcy.
3) You should do a means test online to see where type of bankruptcy you will qualify for. You should be able to go to a couple different websites to input the size of your household, your debts and your income and get told what your case will most likely be. You will either file a chapter 7 or file for a chapter 13 bankruptcy.
4) You should find a support community online like a bankruptcy forum and then introduce yourself by giving the basic details of your case and what state you are filing in. The reason is people have already been through this and they will give you their non legal opinion and their experiences. This will also be your support group when you start the process of filing.
If you complete these steps prior to meeting with an attorney for a free consult you will feel engaged in the conversation and you will also get a better feeling of how the attorney is and will most likely be able to ask questions that is specific to your case that you discovered during your research. You should always meet with three bankruptcy attorneys that will to do free consults before making your final decision on which attorney to chose.
