Wolf Pack Inc

Most people don’t connect their occupation with their auto insurance rates but they should. A report using data from auto insurance companies states that attorneys, judges, business executives and business owners pay the highest insurance premiums, while scientists, pilots, actors and artists pay the least. The difference is approximately $500 per year. The reason actors and artists pay lower premiums is that their jobs have them working mostly in the city where they can commute on the train or bus or even be transported around by their personal drivers. As for pilots paying lower premiums, they are trained to be aware of the safety of others and therefore they make better drivers. Also, a pilots work status could be effected if he got into an accident in his car, so it is beneficial to him to drive safe. Scientists pay low premiums because they are usually meticulous and conscious of details making them responsible drivers. Others that pay lower premiums are librarians, farmers, public officials, and retirees.

On the other hand, attorneys and business executives usually have very stressful workdays that carry over into their personal lives. They typically spend a lot of time in their cars, and are distracted by talking on their cell phones usually having animated conversations. This means they are not paying attention to the road and whats going on around them and therefore more likely to get into an accident or cause one. Also on the end of having to pay higher premiums are policemen, firemen, doctors and dentists.

The types of discounts given to the drivers in occupations less likely to be in an accident are not new to the insurance industry. Certain types of associations have been getting discounts for years such as AAA, AARP, and other groups. Recently, the Santa Fe auto insurance companies have begun to extend discounts to others specific occupations.